Best Credit Card to Use for Suica
The Suica card is a rechargeable contactless smart card used for electronic payments in Japan, primarily for transportation and retail purchases. It is especially popular in Tokyo and surrounding areas, making it a must-have for travelers looking to navigate Japan efficiently. To get the most out of your Suica card, you’ll want a credit card that offers great rewards, no foreign transaction fees, and easy compatibility for reloading your Suica card. Here are the best credit cards to use for Suica.
Chase IHG Rewards Premier Credit Card
Overview
The Chase IHG Rewards Premier Credit Card is an excellent option for those who frequently stay at IHG properties and want to maximize their points on travel expenses. For Suica transactions, you can earn 5x points when you reload your Suica card.
How to Use It
Link your Chase IHG Rewards Premier Credit Card to your mobile wallet (such as Apple Pay) and use it to reload your Suica card directly from your smartphone.
American Express Gold Card
Overview
The American Express Gold Card offers robust rewards for dining and travel, making it an excellent choice for frequent travelers. For Suica transactions, you can earn 4x points when you reload your Suica card.
How to Use It
Add your American Express Gold Card to your mobile wallet and use it to top up your Suica card through your smartphone. Note: This card does not work with PASMO.
American Express Business Gold Card
Overview
The American Express Business Gold Card is designed for business owners and offers great rewards on key business spending categories. For Suica transactions, you can earn 4x points when you reload your Suica card.
How to Use It
Link your American Express Business Gold Card to your mobile wallet and use it to reload your Suica card on the go. Note: This card does not work with PASMO.
U.S. Bank Altitude Reserve Visa Infinite Card
Overview
The U.S. Bank Altitude Reserve Visa Infinite Card offers excellent rewards for travel and mobile wallet purchases. For Suica transactions, you can earn 3x points when you reload your Suica card.
How to Use It
Use the U.S. Bank Altitude Reserve Visa Infinite Card to add funds to your mobile wallet and reload your Suica card seamlessly.
American Express Green Card
Overview
The American Express Green Card is a versatile card for travel and dining, offering valuable rewards for travelers. For Suica transactions, you can earn 3x points when you reload your Suica card.
How to Use It
Add your American Express Green Card to your mobile wallet and use it to top up your Suica card easily. Note: This card does not work with PASMO.
Apple Card
Overview
The Apple Card, issued by Goldman Sachs, offers simplicity and good rewards when used with Apple Pay. For Suica transactions, you can earn 2% cash back when you reload your Suica card using Apple Pay.
How to Use It
Add your Apple Card to your Apple Wallet and use Apple Pay to reload your Suica card directly from your iPhone.
How to Reload Your Suica Card Using a Credit Card
Reloading your Suica card using a credit card is simple and convenient. Here’s a quick guide:
1. Set Up Mobile Wallet: Ensure your credit card is linked to a mobile wallet that supports Suica (e.g., Apple Pay, Google Pay).
2. Open Suica App: Download and open the Suica app on your smartphone.
3. Select Add Money: Choose the option to add money to your Suica card.
4. Choose Payment Method: Select your linked credit card as the payment method.
5. Confirm Reload: Confirm the amount and complete the transaction.
By using a travel-friendly credit card, you can maximize your rewards and benefits while enjoying the convenience of the Suica card during your travels in Japan.
Conclusion
Choosing the right credit card can enhance your experience with the Suica card, providing valuable rewards and avoiding unnecessary fees. The Chase IHG Rewards Premier Credit Card, American Express Gold Card, American Express Business Gold Card, U.S. Bank Altitude Reserve Visa Infinite Card, American Express Green Card, and Apple Card are all excellent options for travelers looking to make the most of their Suica card.
